About Our Land Funding Programs

Financing vacant land can be a challenge to say the least. At Texas Discount Land we make it easy to finance land and we understand all of the ways to fund vacant land for every type of buyer in the market whether you have great credit or not. Take a look at the various land funding options below and see which one makes the most sense for your land buying goals. 

Option #1: No Money Down 100% Financing

We can give you access to a platform with 25 lenders that provide instant approval(s) for your land purchase with us. You can use these funds to purchase the entire property or you can use these funds as a down payment

Each lender has the ability to get you funding for between $2,000 up to $50,000.

The platform has been designed to approve both high and low FICO scores, and presents you with several lender options that are the best for you. This is all done within 1 to 2 hours after you make a submission… after making a submission… and without creating a hard inquiry of your credit (only a soft pull).

When you are presented with offers, you have no obligation to accept them. You will only get an inquiry from the lender when you select a specific loan, and are in the funding process.

Once you are approved, you will have 100% financing with no down payment required for your land purchase. In many cases, you will be funded within 14 days or less.

To move forward with this simple application process, (or for more information), please call:

(512) 481-2274

Option #2: Traditional Bank Financing

We work with over 75 banks in Texas that specialize in financing land.

With this option, a 15% to 35% down payment will be required. And, as with traditional bank financing, the typical approval process will take 30 to 45 days. Many of our buyers use the "Option# 1" above to fund their 15% to 35% down payment for a bank loan.  For example... If you are purchasing a piece of land from us for $30,000 and the bank requires 20% down or $6,000.... Many buyers use Option#1 above to pay for that $6,000 down payment amount. 

To get started with one of our bank financing options, (or for more information) click below:

Option #3: Land & Home Loan Packages

We work with the best mobile, manufactured, and modular home companies in Texas. Whether you are looking to place a manufactured home or build a traditional site built single family home this may be an ideal option for you. 

With a “Land Home Loan Package” your lender wraps the cost of the Land, Home, and Utilities all into one loan with one monthly payment. Many of these loans can be approved with as little as 5% down and some can be approved with 0% down if the land is in a rural area. 

To get started with a Land & Home Loan Package, (or for more information), please call: (512) 481-2274 or click the financing button below and we will guide you through the process for free. 

Option #4: Owner Financing 

NOTE - We do NOT offer owner financing for all of our land. Typically, we can owner finance the smaller pieces of land in our inventory. Contact us today to determine whether the land you’re interested in qualifies for owner financing. Call or Text (512) 481-2274

What is owner financing? This is where the seller (our company) is willing to "be the bank" and you make monthly payments on your note directly to us until the land is paid off. With our owner financing plan we have very flexible monthly payments that fit with your monthly budget. 

We also do NOT require a credit check or income verification unlike traditional funding sources. Your down payment is your credit and all buyers are 100% guaranteed to be approved. 

If you do not have the cash on hand to make the down payment for owner financing we can help with that. What many buyers choose to do is use “Option #1” above to obtain a small personal loan and the buyer uses those personal loan funds as their down payment money for owner financing. 

For example, if you buy a piece of land from us for $20,000 and you need a down payment of $8,000 but you have no cash… You can obtain a Personal Loan as mentioned above for $8,000 and use this for the down payment of the owner financing loan. 

For more information on all of our funding programs email info@TexasDiscountLand.com or click the Financing button below and we will contact you back to consult with you on what your best options are for funding the land you’re interested in. We look forward to speaking with you very soon!